Loan Tracker —
Track Money You've Lent and Borrowed
Log money lent to friends or borrowed from others, set repayment due dates, and get reminders before payment is due. Track partial repayments, EMIs, and foreign currency loans — all in one place, free on Trakio.
How it works
1
Add a loan — lent or borrowed
Tap Add Loan, choose the direction (you lent or you borrowed), enter the person's name, amount, and date.
2
Set an optional due date
Add a repayment deadline and Trakio will remind you at 7, 3, and 1 day before it is due.
3
Log repayments as they happen
Each time money comes back (or you pay back), tap Add Repayment. Partial payments reduce the outstanding balance automatically.
4
Loan closes when fully repaid
When the outstanding balance reaches zero, the loan is automatically marked settled. View all closed loans in history.
What it handles
Lent and borrowed
Track both directions in the same place. See total money owed to you and total you owe others at a glance.
Partial and EMI repayments
Log each EMI or partial payment separately. The outstanding balance updates with each entry.
Due date reminders
Push notifications at 7, 3, and 1 day before a due date so repayments are never forgotten.
Multi-currency loans
Log loans in INR, USD, EUR, or any of 16+ currencies. Useful for money lent abroad or received from overseas.
Frequently asked questions
Can I track both money I lent and money I borrowed?
Yes. Each loan record is tagged as either "lent" (you gave money) or "borrowed" (you received money). Both appear in the Loans tab with separate totals.
Does Trakio support partial repayments?
Yes. You can log as many partial repayments as needed. The outstanding balance reduces with each entry and the loan is automatically marked as settled when the full amount is repaid.
Can I track EMIs or recurring loan payments?
Yes. You can log each EMI as a repayment entry. Set the loan with the full principal amount and add a repayment each month as you pay, tracking how much principal remains.
How many loans can I track on the free plan?
The free plan supports 5 active loan records. Paid plans have unlimited loans.
Can I track loans in foreign currencies?
Yes. Loans can be logged in any of 16+ supported currencies, which is useful if you lent or borrowed money in USD, EUR, or another currency.