Your expenses, tracked automatically.
The expense tracker app for India that reads your bank SMS so you never type an expense again. Budgets, loans, savings goals, and bill splitting — on Android, and in your browser with Trakio Web.
10
SMS languages
11
Live currencies
0
Data sold
Built for India. No compromises.
Every feature is designed around how people in India actually manage money — UPI, bank SMS, shared loans, and multiple currencies.
Up and running in minutes.
Sign up in 30 seconds
Create your account with email and password. No credit card, no subscriptions forced upfront. Your data is encrypted and tied only to you.
Create your account
Email address
Password
Get started free
Add your first transaction
Tap the + button, enter an amount, pick a category, and save. Or let Trakio read your bank SMS and surface it automatically for one-tap confirmation.
New Entry
Expense
Income
₹1,200
🛒 Grocery
📅 Today
Watch your finances grow
Monthly trend charts, budget health scores, loan recovery rates, and savings goal timelines update in real time. Trakio shows the full picture.
Savings Goal
New MacBook
₹63,000 saved
₹1,00,000 goal
💡 Save ₹5,800/month to reach your goal in 6 months
Everything you need, nothing you don't.
Built for anyone who wants to know exactly where their money goes — UPI, bank SMS in 10 languages, 11 live currencies, loans, and goals.
TRAKIO WEB
One account. Every screen.
Your phone captures — bank SMS, notifications, on-the-go entries. Your browser manages — spreadsheet-style budgets, deep analytics, splits and more. Same account, synced the moment anything changes.
Trakio · just detected
● auto-detected from SMS
Start free. Grow when ready.
Free
✓ Free forever · No credit card · No trial
Starter
30% OFF 🔥Pro
30% OFF 🔥Ultimate
50% OFF 🔥Subscribe on the web or inside the Trakio Android app. Auto-renews; cancel anytime.
Your finances are private. Full stop.
Finance apps ask for a lot of trust. We think you deserve to know exactly what happens to your data — in plain English, not buried in a 40-page legal document.
The short version: we make money from subscriptions, not from you. That means your data has no value to us beyond keeping the app working for you.
Zero ads. On every plan.
No ads on the free plan, no ads on paid plans — no ads, period. We make money from subscriptions, not from selling your attention. Your financial life is not ad inventory.
Your data stays yours.
Your transactions, budgets, and goals are stored in your account and used only to run the app for you. We do not sell, share, or trade your financial data with any third party. Ever.
Your transactions are never analysed.
We use PostHog to understand which features people use (e.g., "did the user open the budgets tab?") and Sentry for crash reports. Neither tool ever receives your transaction amounts, categories, or balances.
Delete everything, anytime.
Want to leave? One tap deletes your account and all associated data permanently from our servers. No retention, no 30-day cooldown, no dark patterns.
Want the full legal version? Read our Privacy Policy → It's written to be readable, not to hide things.
Start tracking today.
Download Trakio for free. No credit card required. Available on Android — iOS coming soon.
Free forever · No ads on any plan · Your data stays yours